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Friday, July 3, 2009
Wading through bills
Just spent some time wading through medical bills. I'm trying to figure out why, when I have an out-of-pocket maximum of $1500 per year, I've actually paid over $2000 so far. And, I have two more bills totaling $1000! I know I should be grateful for the incredibly good insurance we have (I am), but I really hate it when another bill that is "your portion" arrives in the mail. This whole cancer thing has been way too expensive!
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My OOP is higher than yours but I, too, have had a couple extra items. One explanation is they may not have been preferred providers and hence not subject to the out of pocket limit. OR there may be an error which is not all that uncommon. Call the 800 number for your insurance and double-check. May have to ask the medical facility to rebill the insurance if an error was made. I've had this happen numerous times in prior illnesses and sometimes a phone call clears it up.
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